no one wants to throw away money, of course, but according to new report, more than a third of all mortgage borrowers are not sure what their interest rate is and mortgage age all of a sudden say homeowners have got to check their rates annually since they change year to year you could be paying less. >> i think there is a big information gap. people have a lot of things to think about and they're not paying attention to where mortgage rates are because they already -- they already bought their house. that already got their mortgage. they're thinking about daycare and all that kind of stuff. so, you know, every once in awhile when rates are this low and they've really kind of cratered in the last two months, we want to get the word out. hey, rates are really low. this is a good time to refinance refinance. >> there you have it. so right now the 30 year fixed mortgage rate is at throw .5 6%. for a 15 year fixed home loans the rate is two-point 9% and the rate for an adjustable rate mortgage is also a shade under 3%. who doesn't like making a little extra money?